Auto-Owners Insurance Co ranks best in Arizona for car insurance, with a MoneyGeek score of 94. Its high satisfaction and affordability scores, along with its impeccable claims handling ratings, contribute to its leadership position. Its diminished value coverage and personal automobile plus package simplify managing various protection aspects.
Car insurance rates vary by city, and many personal factors influence them. To help you understand how your Arizona car insurance premiums compare to others, MoneyGeek has analyzed rates in five major cities.
Auto-Owners Insurance Co
Auto-Owners Insurance Group offers auto, home and life insurance through independent agents. Its property and casualty companies are rated A++ (Superior) by A.M.The company also has excellent ratings from other nationally recognized rating agencies. Its car insurance products include standard and special coverage like roadside assistance, antitheft and accident forgiveness. The company also offers condo and renters insurance, boat insurance, ATV/off-road vehicle and motorcycle insurance and farm insurance.
The company has a low number of consumer complaints and has a high customer satisfaction rating according to J.D. Power. It also has lower-than-average senior auto insurance rates and an above-average claims processing grade from CRASH Network.
Other benefits of Auto-Owners car insurance include the purchase price guarantee on newer cars, which ensures that your policy value isn’t depreciated by the time you’re ready to sell it. The company also provides a common loss deductible benefit that can help you save on both your home and auto policies. It reduces your car deductible by the amount of your home deductible and waives it altogether if both policies have been affected by the same event.
Auto-Owners offers many widely available discounts for its auto insurance policies, including bundling, multicar and good student discounts. Its other discounts include early signing, paying in full and paperless billing. The company also provides a variety of safety features that can lower your premium, such as airbags and antitheft devices.
Travelers
Travelers is one of the oldest and most recognizable names in insurance. It offers a wide range of discounts and affordable pricing for its auto policies. It also has a good financial foundation and customer satisfaction scores. However, its claims processing and customer service could use some improvement.
In addition to offering car insurance, Travelers also provides home and health insurance.
Customers can access their insurance information through the company website or by calling a toll-free number. The company also offers an online claim center.
Travelers offers a variety of discount programs for its auto insurance, including bundling, multiple vehicle, safe driver, good student and driver training. The company also offers a roadside assistance program that covers services such as towing, changing a flat tire, refueling and jump-starting a dead battery.
In addition to its standard property and liability coverage, Travelers offers an endorsement that includes sewer backup and drainage damage to cover cleanup and repair costs. This coverage is an especially important consideration for homes located in areas prone to flooding or heavy rainfall. Its home and property policies also offer identity fraud protection. The company is also well-known for its commercial auto and home insurance, as well as its business interruption and property floaters.
